Stonehollow Lending's machine shop page covers funding for Kootenai County, ID fabricators and machine shops: CNC and fabrication equipment, used machinery and material for orders.
At a glance
- Fabricated metal product manufacturers, Kootenai County, ID
64 (CBP 2023)
- Paid employees at those manufacturers
870 (CBP 2023)
- Manufacturing employers, all types
279 (CBP 2023)
CNC Machines and Bar Stock for Kootenai County, ID Fabricators
Machine shops and fabricators finance two things above all: machines that cost as much as a house and hold their value for years, and material bought before an order ships and is paid for. Equipment financing fits the machines; a credit line or working capital fits steel, aluminum and tooling for each order.
Kootenai County, ID had 64 fabricated metal product manufacturers in 2023 with 870 paid employees and $44.0 million in annual payroll, and 42.2% had fewer than five employees (County Business Patterns 2023, NAICS 332). Manufacturing as a whole counted 279 employer establishments and 5,491 paid employees.
Machinery Finance Companies in Coeur d'Alene, ID: Dealer Programs and Independent Funders
Machine tool dealers can arrange financing through manufacturer programs; banks fund machinery for established shops; independent equipment finance companies fund new, used and auction machines. Each reads the machine, its age and condition, and the shop's order book. Compare the total cost, the down payment and whether the offer requires the machine to be insured and maintained under a service contract.
Industrial Manufacturing Equipment Financing in Coeur d'Alene, ID: Kootenai County, ID Fabricators
| Group (NAICS) | Establishments | Paid employees |
|---|---|---|
| Manufacturing, all (31-33) | 279 | 5,491 |
| Fabricated metal products (332) | 64 | 870 |
| Food manufacturing (311) | 19 | 196 |
| Printing and related support (323) | 19 | 187 |
| Commercial and industrial machinery repair (811310) | 19 | 124 |
ZIP 83854, the Post Falls ZIP area, held 91 manufacturing employers and ZIP 83835, the Hayden ZIP area, held 59 (ZBP 2023).
Power, Rigging and Installation Costs Before a Machine Runs
A new machine may need a three-phase circuit, a compressed air line, a reinforced pad and riggers to set it. These costs add up on a large machine, and some funders include them while others do not. Get them quoted with the machine so the request covers the whole installed cost.
CNC Machinery Loan in Coeur d'Alene, ID
A CNC mill or lathe request is read on the quote, the machine's specification and the work it is bought for. A shop adding capacity for a signed contract shows the purchase orders; a shop replacing an older machine shows its utilization. Installation, rigging, tooling packages and training can sometimes be included on the same quote.
Press Brake and Plasma Table Loans for Kootenai County, ID Fabricators
Fabricators finance press brakes, shears, plasma and laser tables, welders and positioners. These machines need power, air and floor space, so the installer's quote and any electrical work belong with the request. A plasma table bought to bring cutting in-house can be read against the outside cutting invoices it replaces.
Work in Progress and Material for Orders in a Kootenai County, ID Shop
A job shop buys bar stock, plate and tooling for each order, machines it over days or weeks and invoices on delivery, sometimes on net terms. That gap is a working capital or credit line question rather than an equipment one.
Partners read the order book, customer concentration and how long customers take to pay. A shop with one large customer shows that customer's payment record; a shop with many smaller ones shows the aging list.
Quality certifications, where a customer requires them, can be part of the story a partner reads, since they show the shop can hold the work it is bidding on.
Machinery Finance in Coeur d'Alene, ID
Used machinery is common in shops, and partners read it closely: the control and its age, spindle hours, maintenance records and the seller. Some ask for an appraisal or an inspection. Auction purchases move fast, so line up the funding conversation before bidding.
CNC Machine Loan in Coeur d'Alene, ID: A Used Mill Worked Through
Illustration only, invented figures: a shop buys a used vertical machining center for $145,000, puts $15,000 down and finances $130,000 over 72 months at an assumed annual rate of 9%. The payment is $2,343.32 a month and the payments total $168,719. At an invented $95 shop rate, the payment equals about 25 spindle hours a month (our arithmetic).
CNC Machine Bank Loan or Equipment Funder in Coeur d'Alene, ID
A bank loan for a machine may ask for more of the shop's financial history and a lien on other assets, while an equipment funder relies more on the machine itself. Neither is right for every shop. Ask both for the total cost, what is pledged and what happens if the machine is sold before the term ends.
Material for orders fits a credit line or working capital. The auto repair page covers repair shops, and the Coeur d'Alene, ID page has county tables.
By Stonehollow Lending · Updated
