Stonehollow Lending's auto repair page covers funding for Kootenai County, ID repair, mechanic and body shops: equipment, parts stock, expansion, insurance-paid jobs and shop purchases.
At a glance
- Auto repair and maintenance employers, Kootenai County, ID
118 (CBP 2023)
- Paid employees at those shops
575 (CBP 2023)
- Auto repair businesses without paid employees
209 (NES 2024)
Lifts, Parts Shelves and Added Bays at Kootenai County, ID Repair Shops
Repair shops finance equipment, parts and space. Lifts, alignment racks, tire machines, scan tools and air systems fit equipment financing. Parts kept on the shelf fit inventory financing or a credit line. An added bay or a shop purchase fits a term loan.
Kootenai County, ID had 118 auto repair and maintenance employers in 2023 with 575 paid employees and $28.0 million in annual payroll, and 61.0% had fewer than five employees (County Business Patterns 2023, NAICS 8111). The county also counted 209 auto repair businesses without paid employees in 2024 (Nonemployer Statistics), a separate program.
Small Business Loans for Auto Repair Shops in Coeur d'Alene, ID: Shops in Kootenai County, ID
| Group (NAICS) | Establishments | Paid employees |
|---|---|---|
| Auto repair and maintenance (8111) | 118 | 575 |
| Automobile dealers (4411) | 31 | 1,080 |
| Commercial and industrial machinery repair (811310) | 19 | 124 |
ZIP 83814 held 18 auto repair employers (ZBP 2023). A shop's request is read on its own records: car counts, average repair order and parts margin show more than county totals.
Auto Repair Business Loan in Coeur d'Alene, ID: Lifts, Alignment and Scan Tools
Illustration only, invented figures: a shop buys two two-post lifts and an alignment rack for $38,000, financed over 60 months at an assumed annual rate of 9%. The payment is $788.82 a month and the payments total $47,329. Diagnostic scan tools and their software subscriptions can sometimes join the same quote.
Loans and leases for this gear are compared on the equipment financing page.
Auto Shop Loan in Coeur d'Alene, ID: Parts Inventory on the Shelf
Filters, brake parts, belts and fluids on the shelf let a shop finish jobs the same day. Inventory financing pays for a larger stock order, secured by the parts; a credit line covers routine reorders. Bring the parts supplier's statements and the shop management system's inventory report.
Tire Machines, Balancers and Air Systems in Coeur d'Alene, ID Shops
Tire changers and balancers, compressors, air lines, oil drains and fluid dispensers are smaller items that add up. Bundling them on one quote with the lift or rack keeps a single equipment request instead of several small ones.
A compressor and air lines are partly built into the building, so the installer's quote should separate the machine from the piping. The machine can be financed as equipment; the piping belongs with the build-out.
Automotive Shop Loan in Coeur d'Alene, ID: Adding a Bay
An added bay brings construction, a lift, air lines and another technician. Split the request: the build-out on a term loan, the lift and tools on equipment financing, and the technician's early wages on working capital. Check zoning and permits for the addition before the contractor prices it.
Mechanic Shop Loans in Coeur d'Alene, ID: Buying a Retiring Owner's Shop
Buying a shop brings its customers, technicians, equipment and lease. A term loan for the purchase is read on the seller's returns, car counts by month and the equipment list. Ask whether the technicians stay and whether the landlord accepts the lease assignment before the price is fixed.
Auto Body Shop Loan in Coeur d'Alene, ID: Paint Booths and Frame Machines
Body shops finance paint booths, frame machines, welders and measuring systems. A paint booth needs ventilation and fire protection and is installed into the building, so partners read the installer's quote and the permit status alongside the equipment price.
Fleet Accounts and Commercial Customers for a Kootenai County, ID Shop
A shop that services company vans or contractor trucks bills those fleets on account, for example monthly. The receivables list shows who owes what and for how long, and a partner reads it alongside the bank statements.
Kootenai County, ID's 1,167 construction employers in 2023 (CBP) run trucks and trailers that need repair, so a shop with contractor accounts can show that work separately from retail customers.
Mechanic Shop Financing in Coeur d'Alene, ID: Insurance Payments and Payroll
Jobs paid by insurers or fleet accounts arrive after the work is done, while technicians are paid every week. Working capital or a credit line carries that gap. Partners read the receivables from insurers and fleets and how long each takes to pay.
The machine shop page covers fabrication, and the retail page covers parts counters. County tables are on the Coeur d'Alene, ID page.
By Stonehollow Lending · Updated
